Calculating Retirement Longevity: Beyond Simple Life Expectancy

Imagine you are reviewing a client’s portfolio for a mid-career professional in Mumbai. The client assumes that because their father retired at 60 and passed away at 75, a 15-year retirement corpus is sufficient. As an...

Combating Inflation: The Quantitative Necessity of Early Retirement Planning

Imagine you are reviewing a client’s portfolio construction, specifically looking at a projected retirement corpus that remains static despite a 6% annual inflation rate in India. When you run the discounted cash flow...

Structured Life-Cycle Planning: Moving Beyond Asset Accumulation

Imagine you are reviewing a client’s portfolio for a mid-career professional who has suddenly shifted their focus from aggressive equity growth to capital preservation. As a research analyst, you might be tempted to...