The Compounding Effect of Expense Ratios on Investor Wealth

Consider a situation where a client compares two similar large-cap equity funds, noting that one has an expense ratio of 1.2% while another has 1.8%. To a layperson, a difference of 0.6% might appear negligible, perhaps...

Understanding Commission Regulation and the MFD’s Value Proposition

Picture a client asking you why the expense ratio on their equity fund includes an amount marked for distribution. It is a moment of professional truth for an MFD. You explain that this cost covers the ongoing service,...