A common point of confusion arises when an HNI client, accustomed to the simplicity of mutual fund NAVs, scrutinizes the valuation of bonds held within a Specialized Investment Fund (SIF). You explain that while their...
Consider a situation where a client, who has invested a significant portion of their corpus in a long-duration debt mutual fund, calls you in a state of alarm because the fund’s NAV has dipped following a minor hike in...
Consider a scenario where you are reviewing a portfolio for an HNI client who has recently invested ₹25 lakh in a debt-oriented SIF strategy. As market interest rates begin to harden, the client calls, distressed because...
Consider a situation where a client asks why two debt mutual fund schemes, both holding high-quality sovereign paper, have vastly different sensitivities to a central bank interest rate hike. You might be tempted to...