Imagine you are conducting a buy-side analysis of a mid-sized, family-run pharmaceutical firm in India. As you review the management risks, you notice that the founder remains the sole decision-maker, yet there is no...
Imagine you are reviewing a high-net-worth client’s portfolio, and you notice their business interests and personal liquid assets are titled in a way that suggests a lack of formal succession planning. During an audit of...
Imagine you are reviewing a client’s net worth statement for an estate planning mandate. You observe $1.5 million in gross assets, yet a deeper dive into the documentation reveals a $500,000 term loan secured against...
Imagine you are reviewing a high-net-worth client’s portfolio, and you notice a significant concentration in a closely held family business alongside a portfolio of volatile equity mutual funds. When preparing your...
Imagine you are reviewing a client's estate file to determine if their current liquid assets can cover the anticipated settlement costs and tax liabilities. You observe that the portfolio holds a significant position in...
Imagine you are reviewing a high-net-worth client’s portfolio transition plan during an estate audit. While the gross estate figure—the total sum of assets—provides the headline valuation, it often creates a misleading...
Imagine you are advising a high-net-worth client who suddenly passes away without a will. During your portfolio review, you discover that the primary brokerage accounts were held in his name alone, lacking a formal...
Imagine you are reviewing a high-net-worth client’s estate portfolio. You notice a Power of Attorney (PoA) document that seems comprehensive, yet the client has not explicitly addressed medical decision-making in a...
During a routine portfolio audit for a high-net-worth client, you might encounter a bank account or a demat holding where the registered name differs from the individual who ultimately enjoys the economic rights to the...
Imagine you are reviewing a High-Net-Worth client’s portfolio transition plan. You notice a testamentary trust intended to fund the education of the client’s grandchildren, but the documentation reveals it only activates...